What To Do When Medicare Will Not Pay the Costs of Long-Term Care

What To Do When Medicare Will Not Pay the Costs of Long-Term Care

There is no question that Florida seniors are living longer and longer and, while many people focus on planning for retirement, they often forget about the importance of planning for long-term care. Long-term care is the care Older Americans may need if the time should come that they are unable to care for themselves. This possibility can be hard to face as you age, and it is even harder to comprehend that the time to plan is when you are...
Three Tips for Choosing a Medicare Plan During Annual Open Enrollment

Three Tips for Choosing a Medicare Plan During Annual Open Enrollment

Medicare is the government health insurance program currently serving more than 55 million Americans. Many seniors rely on this coverage but, did you know, this is not a one size fits all program? Medicare comes with a variety of coverage options, particularly relating to Medicare Advantage and Part D prescription drug coverage. Making the right choice can not only save hundreds, maybe thousands, of dollars a year, but it also means securing...
3 Tips for Helping Your Aging Parent Choose a Medicare Plan During Annual Open Enrollment

3 Tips for Helping Your Aging Parent Choose a Medicare Plan During Annual Open Enrollment

Are you caring for a Florida senior right now? Caregiving can be one of the most thankless and challenging roles that any adult child has to face. While it can also be one of the most rewarding, this becomes more complicated when you think about the potentially increasing health care needs of your aging parent. What does your father need for his diabetes? How will you make sure your mother has the right primary care physician not only now but...
Warning Signs Your Aging Parent May Need Memory Care Soon

Warning Signs Your Aging Parent May Need Memory Care Soon

Becoming more forgetful can be as natural a symptom of aging as gray hair. How do you decipher this forgetfulness from more serious symptoms of Alzheimer’s or another form of dementia that may require a greater level of care? Let us review warning signs your aging parent may need memory care soon. If your parent has been repeatedly asking the same question or losing his or her train of thought mid-sentence, this can be a warning sign. If your...
Don’t Let Mom Lose Her Life Savings to a Nursing Home

Don’t Let Mom Lose Her Life Savings to a Nursing Home

Nursing home care is often costly and can eat away at your aging mother’s life savings. With careful planning, did you know there are programs that may alleviate the cost, and there are financial planning strategies that can protect the bulk of her savings? It can be important to start planning early. Ideally, you would have at least five years to plan before nursing home care is needed. Even if you do not have that much time, it may not be too...