What If A Family Caregiver Is Not An Option?

What If A Family Caregiver Is Not An Option?

Family caregiving has become somewhat of a tradition in our country. Did you know that the AARP estimates that over 40 million Americans have stepped into the “family caregiver” role and are providing care for an aging, ill, or disabled family member? For a whole host of reasons, however, family caregiving is not always the right option.   A family member may not be willing or able to provide the necessary care due to the emotional...
Medicare Open Enrollment: Three Things Seniors Need to Know

Medicare Open Enrollment: Three Things Seniors Need to Know

Did you know that Medicare open enrollment is upon us? With Medicare open enrollment time, there may be important things seniors need to keep in mind. Here are three things seniors should know: You must have enrolled in Medicare when you were first eligible to participate in open enrollment. This means that you (1) were automatically enrolled in Medicare because you were already receiving Social Security or Railroad Retirement benefits and you...
How You Can Use Your 529 Savings Plan as an Estate Planning Tool

How You Can Use Your 529 Savings Plan as an Estate Planning Tool

Many parents use 529 savings plans as a way to let their child’s college funds grow tax-free. Did you know, however, that 529 plans are not just for parents and children? They are also not limited to use for tuition. Parents, grandparents, and other adults with children, grandchildren, nieces or nephews can use a 529 savings plan not only to fund college tuition, but to ensure that a myriad of other expenses are covered for their loved ones,...
Three Self-Care Tips When Caring For Aging Parents

Three Self-Care Tips When Caring For Aging Parents

Are you caring for an aging or ailing parent? If so, your own self-care may be the last thing on your “to-do” list as you prioritize making sure your parent is cared for and protected. During “Self-Care Awareness Month,” take some time to make sure that you prioritize your own self-care. Taking time to better yourself can enable you to be the best caregiver you can possibly be for your parent.  Let us take a look at three “self-care” tips...
Maintain Control Over Money While Incapacitated by Alzheimer’s

Maintain Control Over Money While Incapacitated by Alzheimer’s

September 21 is World Alzheimer’s Day, a day to bring awareness and challenge the stigma surrounding those with Alzheimer’s and other forms of dementia?  Were you aware that, according to the Alzheimer’s Association’s 2020 report, Alzheimer’s disease is the most common cause of dementia, accounting for 60 to 80% of cases? As this degenerative brain disease progresses, a patient’s mental capacity diminishes which can threaten a person’s...